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DISCLOSURE AND USER AGREEMENT

DISCLAIMER: This website is for informational purposes only and does not constitute a complete description of our investment services or performance. This website should not be interpreted to state or imply that past results are an indication of future performance. This is not a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user.

USE OF THIS WEBSITE IS AT YOUR OWN RISK.
Van Strum & Towne does not warrant that its site or the servers upon which it resides are free from viruses or other harmful elements. You are responsible for the costs to repair your property as a result of using this website.

COPYRIGHTS
No user is allowed to:

1. Copy, reproduce, republish, upload, post, transmit or distribute material from this website or any website owned, operated, licensed or controlled by Van Strum & Towne.

2. Copy, modify, or display Van Strum & Towne’s name, logo, text, or graphic images without Van Strum & Towne’s express written authorization.

3. Redistribute any of the pages, text, images or other content of Van Strum & Towne’s website using “framing” technology without Van Strum & Towne’s express written authorization.

4. Use or modify any content from Van Strum & Towne’s website for any other purpose.

NON-CONFIDENTIALITY
Van Strum & Towne is entitled to use, reproduce, disclose, publish, post, broadcast and/or otherwise distribute or use any information submitted or posted by you for any purpose and in any medium whatsoever, now known or hereafter developed, without restriction, compensation or attribution to the person sending or posting the submission. Any information, ideas, suggestions, communications or the like sent to Van Strum & Towne through this website are and will be treated as non-confidential and non-proprietary. You represent and warrant the accuracy and originality of any submission communicated by you to Van Strum & Towne and agree to indemnify and hold Van Strum & Towne harmless from any claims or damages arising out of its accuracy, appropriateness and legality.

COMMUNICATION WITH CLIENTS
Van Strum & Towne begins by identifying a client's objectives and tolerance for risk. The first step in establishing a relationship with a prospective client is to determine the client’s relative need for income and growth of capital and other financial goals and objectives. Based on these goals, we formulate an investment program and discuss our recommendations with the client. After the initial program has been established and approved, we maintain ongoing communication with the client in order to stay abreast of any changes in these needs or objectives. We provide written reports each time a change is made in a portfolio, as well as regular quarterly appraisal reports.

NO LINKS TO THIS SITE ARE PERMITTED WITHOUT VAN STRUM & TOWNE’S EXPRESS WRITTEN AUTHORIZATION.

THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY 'LINKED' WEBSITE.

 
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